Struggling with nested IF formula

Looking to leave cell blank if current month is blank, if not return a value based on the formula. Variable based on what the current month is. I keep getting an incorrect formula error. It works with one month but when I try to add the next month it errors out. Needing this for all 12 months. Thank you in advance!

=IF([Current Month for Collection]@row = "July", IF(July@row = "", "", (July@row - [Monthly Average]@row) / [Monthly Average]@row, IF([Current Month for Collection]@row = "August", IF(August@row = "", "", (August@row - [Monthly Average]@row) / [Monthly Average]@row, ""))))

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