Creating a conditional formula to summarize row data meeting certain requirements

New to SmartSheet and trying to learn the syntax for a formula I want to enter. I have a sheet with multiple columns to collect data on the health of an organization. I created a column for Risk Level and want to add up how many of these risk factors exist. For example, if ReserveFund is β€œNo”, then add one to the risk level, if OmissionsErrors is β€œYes” then add one to the risk level. I want the formula to work across the rows for each organization, looking at data in 11 columns.

I tried: if([ReserveFund] @row = "No", 1,0) + if([OmissionsErrors] @row = "Yes",1,0), etc, and that was incorrect (β€œ#unparseable”).

I also tried using the AI formula generation and struck out. Other ideas?
Thank you in advance!

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