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IF/AND or ISBLANK formula?

Jennifer Dewhurst
Jennifer Dewhurst ✭✭✭
edited 12/09/19 in Archived 2017 Posts

I am trying to evaluate three columns for the ABSCENCE of data to return a value of "Delinquent". For example: 

 

I would like the top row of this image to reflect the word "Delinquent" when none of the boxes are checked.  Should I use an ISBLANK formula or an IF/AND formula?  And what would it look like?   Any help on this is GREATLY appreciated!  Thank you so much. 

2017-01-11_11-11-46.jpg

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