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@Katie White Yes. Under Smartsheet’s User Subscription Model (USM), a user designated as a Viewer can generally download/export (e.g., to Excel) any sheet they have been shared to with Viewer permission - even if they are unlicensed.

@ThuyTran Smartsheet’s Chart widget doesn’t have a setting to explicitly format axis tick numbers as “financial” (e.g., force x,xxx,xxx with commas). The axis numbering is largely inherited/auto-generated from the source data formatting, and customization is limited to things like axis titles/label styling and tick marks - not number-format rules for the axis itself.

What you can try:

• Ensure every cell in the source column is consistently formatted (same currency/decimal/thousands settings). One differently-formatted cell can cause the widget to fall back to a different display.
• If commas still don’t appear, a common workaround is to scale the values in a helper column (e.g., divide by 1,000 or 1,000,000) and label the axis title as “($K)” or “($M)”. (This doesn’t add commas, but makes the axis readable.)
• If you need exact axis formatting, it’s typically a feature request / enhancement area because direct axis value controls are limited.
  
  If this helps please mark it a solution.